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How do I fund the adoption process?

There are many families in Georgia who would love to welcome an adopted child into their home. However, the high cost of adoption creates obstacles that may take families years to overcome. According to one Forbes article, adoption costs can range from a low of $20,000 to a high of $80,000. Many families may consider taking out a loan to adopt, but if this puts the families’ net worth into negative figures it may reflect poorly in your home study.

To make matters worse, there are fraudulent companies and alleged professionals who prey on the desperation of families. These companies charge thousands of dollars claiming to connect you with potential children and then may disappear without a trace. As a result, it is important to pay keen attention to who you provide your information to and where you invest your money during the adoption process.

Managing medical debt during a personal injury lawsuit

When a Georgia resident sustains one or more injuries in an accident that another person's negligence caused, the injured party has the right to pursue compensation for medical bills, lost wages, pain and suffering and other damages. The expectation is that the injured person will use the monetary award to pay off the medical bills and other expenses that are the result of the injury. Unfortunately, personal injury cases can take months or even years to settle. How then are injured parties supposed to manage medical debt in the meantime?

According to FindLaw, injured persons have one of two options for managing medical debt before a personal injury lawsuit settles. The first is to utilize one's own medical coverage. There are four main types of coverage a person may use to cover the cost of medical care: standard health insurance, Personal Injury Protection coverage, Medical Payments coverage or workers' compensation. The second is to make arrangements with one's medical provider, hospital, therapist or other facility or service provider in which the injured party agrees to pay for services rendered upon receipt of the settlement money.

Do you know the most common driving distractions?

Georgian residents like you have likely heard a lot about the most blatant dangerous driving behaviors and how much they can cost you. This includes driving while under the influence or texting while driving, which has received a recent spike in attention due to the high fatality rate that comes from texting-related crashes. But did you know that some of the everyday habits drivers engage in can be dangerous, too?

The Centers for Disease Control and Prevention take a close look at how distracted driving behaviors may form. Many of them are actions that plenty of otherwise safe drivers do, giving these actions a sense of normalcy and creating a false feeling of safety. Some common examples include:

  • Talking with passengers
  • Changing music
  • Toggling the temperature
  • Checking your dashboard

Common causes of truck accidents and how to avoid trouble

Any time you find yourself on the road, there's a very good chance you'll be driving in close proximity to a high volume of commercial trucks. While these vehicles are essential to the success of many industries, they're also very dangerous at times.

A car-truck accident has the potential to cause serious injury, death and quite a bit of property damage.

Incidents that can lead to personal injury

Georgian residents may not realize just how wide the gamut of personal injuries ranges. When a person thinks of a personal injury case, they often think of things like car crashes or slip-and-fall incidents. However, many other incidents can result in a person being able to file a personal injury claim.

FindLaw has an A-Z list of personal injuries that a person can suffer from. These injuries cover a wide span of possible origins. For example, just a few include:

  • Mold
  • Accutane
  • Brain injury
  • Shopping injuries
  • Sudden infant death syndrome
  • Welding rods
  • Libel

Estate planning gives you control over your future

If you are like a majority of people, you appreciate having some control over your future and the way your life goes. Granted, there will always be situations that are unexpected and require you to deviate, sometimes significantly, from your previously organized plans. However, being proactive about making goals and plans can help you maintain some control over your life. At McCamy Law Firm, we are experienced in helping families in Georgia to plan their estate in an efficient and reliable manner. 

Estate planning allows you a place to disclose and clarify your wishes for the future. A well-thought-out plan will include many different aspects ranging from designating a power of attorney and naming an executor, to identifying beneficiaries and allocating your assets. When you take adequate time and begin planning long before you anticipate needing to use your plan, you can be more confident in your ability to control your future without the unwanted interference from legal entities after your death. 

Make sure people do not slip and fall at work

When Georgia residents go to work, they usually do not think about getting hurt. However, slips, falls and trips are more common than many people may realize and it is a good idea for workers to know how they can prevent these kinds of accidents. 

People might fall, trip or slip for many reasons. EHS Today says that if a hallway or room has poor lighting, people may not see tripping hazards in time to avoid them. A person may also lose his or her balance and fall on ladders and step stools. Uneven pavement or damage to the floor can cause people to trip in some situations. Additionally, sometimes people fall because of ice or rain on the pavement. These incidents occur more frequently than some people may suspect. In 2016, falls, trips and slips in the workplace caused the deaths of 849 people, and roughly 15 percent of workers' compensation claims involve one of these accidents.

Avoid a motorcycle crash with these 5 tips

Motorcycle crashes can quickly lead to fatal or debilitating injuries. Thanks to the less-severe seasons in Georgia, it's sometimes possible to use your motorcycle throughout the year. One thing to keep in mind, though, is that some people may not be used to seeing motorcyclists all year. Tourists and travelers, for example, could be unfamiliar with motorcyclists on the roadways and accidentally cause a collision.

As a motorcyclist, the last thing you want is to have to deal with the repercussions of someone else's mistake. To help you avoid an unwanted collision, here are five tips.

The importance of an estate plan for millennials

If you are one of the many residents in Georgia who is in their 20s or early 30s, you might not have ever thought about making a will. This type of thing may seem only necessary for your parents or your grandparents. However, you should know that estate planning is important for you as well. In addition, an estate plan is about a whole lot more than just a will that outlines who will get your stuff when you die. 

As Think Advisor indicates, there are many facets to a truly comprehensive estate plan. Take, for example, a health care advance directive that would allow someone else to make medical decisions for you if you were not able to. This could happen if you are in an accident which is always a possibility. A power of attorney is another estate planning tool that gives another person the ability to manage your finances in a similar type of situation. 

What is Georgia's "Responsible Dog Ownership Law"?

In 2012, Georgia Governor Deal signed the "Responsible Dog Ownership Law" into law, citing that it would safeguard the common public and their furry friends from harm and death caused by the attacks of dangerous dogs. The goal of the legislature was to provide minimal, statewide standards. However, as Michigan State University's Legal and Historical Animal Center's page on the subject indicates, the legislature is far from "minimal."

The law, which is easily three pages of text, clarifies the classification of dogs subsequent to qualifying events and details the responsibility of dog owners, regardless of their dogs' classifications. It also outlines the consequences for noncompliance. What the law does not do, however, is restrict cities or counties from adding their own requirements or penalties to the already extensive bill.

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